Here's the Latest…
|Benefits of Real Estate Investment vs. Stocks and Bonds As the economic recovery continues to build, Americans are again able to consume and invest; and with recent reports from the U.S. Census…READ MORE >|
|Rebound Continues: Housing Markets Back to Normal in 52 Metros Housing markets in 52 out of the approximately 350 metro areas nationwide have now returned to or exceeded their pre-recessionary levels…READ MORE >|
The Federal Housing Finance Agency (FHFA) Home Affordable Modification Program (HAMP) is an alternative for homeowners facing foreclosure. It allows eligible homeowners who are at least 90 days late on their mortgage payments to reduce their payment amount. For more information, please click here.
Loan underwriters make 'absurd' demands in effort to verify data
Did you hear about the loan underwriter who demanded a letter from the borrower's doctor stating the borrower had been healed and his illness would not come back? How about the underwriter who wanted a verification of employment from the borrower who listed her occupation as "homemaker"? Click here for the whole story on ridiculous demands and don't be surprised if it happens to you.
Keep Your Home California Principal Reduction Program more info
The latest cool thing about the California housing market…
Welcome to the San Francisco Bay Area… Known for its moderate climate and bridges crisscrossing the bay, it's a wonderful place to call home. Do you have a question about real estate or manufactured homes?
Tell me what's on your mind by sending me a note on our contact form. Click here.
For more than 40 years I have delivered results buyers and sellers love. It would be my honor to do the same for you whether you're buying or selling in the San Francisco East Bay.
I hope to hear from you soon. Feel free to call me on my cell phone.
Joanne L. Gardiner, Broker, e-PRO Realtor®
Cell phone: 510-589-4794
Why call Joanne?
- Listens to her clients
- Produces results buyers and sellers love
- More than 40 years experience
- Top producer, even in the toughest years
Serving San Francisco Bay Area Buyers and Sellers for more than 40 years.
Bureau* of Real Estate Brokers License Number: 00822285
Department of Housing and Community Development Occupational License Number: SP1178511
3205 Whipple Road – Union City, CA 94587
Hayward, Union City, Fremont, San Leandro, San Lorenzo,
Our sister company ARM Homes specializes in manufactured homes: New customized manufactured homes and meticulously rebuilt manufactured homes by master craftsmen. ARM Homes also purchases select homes for all cash in as-in condition. Please visit the ARM Homes web site for more information: MobileHomeLife.com
* California Bureau of Real Estate (CalBRE) is the same as the Department of Real Estate. The name was changed July 1, 2013.