In this section…
Avoid Foreclosure
About Short Sales
Free HAMP Calculator
Useful Links
Warning: Short Sale Fraud
What is a CDPE?
Comparison Chart: Short Sale vs. Foreclosure
Want to sell your home, but owe more than it’s worth?
When paying your house payment is too tough, and you want to sell your home but think you cannot afford to, then it’s time to call Joanne for a confidential, no obligation consultation. Her cell phone number is 510-589-4794 or send her a note on the contact form. Joanne is an Advanced Certified Distressed Property Expert who can provide you a dignified solution.
New Online: Free HAMP Calculator
The Treasury Department is offering a free online calculator that helps borrowers estimate whether or not they qualify for the Home Affordable Modification Program ( HAMP).
The calculator is available at checkmynpv.com.
In the two years since its launch, HAMP has helped more than 270,000 borrowers receive permanent loan modification, thus lowering their monthly mortgage payments. That number falls far short, however, of the millions of homeowners at risk of foreclosure — which is bad for homeowners and bad for the housing market. The current glut of foreclosures — stalled by paperwork delays — poised to hit the market is already far more than can absorbed by first-time homebuyers, according to the research firm Campbell Surveys.
That is why HAMP is so important. Every homeowner who modifies a loan and stays in a distressed property adds one less property to an already flooded market.
I look forward to assisting you in selling or buying a home in the San Francisco Bay Area. We have a lot of good things in store for you. Click here to send me your comments or questions.
Joanne
Serving San Francisco Bay Area Buyers and Sellers for more than 40 years.
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Joanne L. Gardiner, Broker, e-PRO Realtor®, CDPE Advanced
Department of Real Estate Brokers License Number: 00822285
Department of Housing and Community Development Occupational License Number: SP1178511
Office: 510-429-4800 - Cell phone: 510-589-4794
Principal areas we service… In Alameda County: Castro Valley, Dublin, Fremont, Hayward, Livermore, Newark, Niles, Oakland, Pleasanton, San Leandro, San Lorenzo, Sunol, and Union City. In Contra Costa County: Danville and San Ramon. In San Mateo County: Burlingame, Foster City, and San Mateo.
Our location near the bay enables us to easily cover Alameda County, Contra Costa County, and San Mateo County. The types of real estate in which we specialize are: Single family homes, duets, condominiums, townhomes, garden homes, PUDs, manufactured homes, mobile homes, income property, investment property, tri-plexes, four-plexes, apartment property, and special use properties such as churches and mobile home parks.
Our sister company A.R.M. Homes specializes in manufactured homes: New customized manufactured homes, Meticulously rebuilt manufactured homes by master craftsmen, or Sell your existing mobile home or manufactured home to A.R.M. Homes for all cash in as-in condition. Visit the A.R.M. Homes web site at MobileHomeLife.com
